Rates
Fee Schedule Members Advantage Loan Program Savings Products Rates
Effective as of: 7/01/2025
| Brockport Federal Credit Union 2025 Fee Schedule | |
| General and Miscellaneous Fees | |
| Services | Members |
| SmartTran Home Banking | Free |
| Close account open for less than 6 months | $25.00 |
| Faxing Services - per request | $2.00 |
| Certified Check (Member has checking) | $5.00 |
| Money orders | $2.00 |
| Temp checks (4 checks per page) | $1 per page |
| Address change - failure to notify BFCU | $5.00 per month |
| Duplicate Copy of statement mailed | $5.00 |
| Copy of cleared check (free via online banking) | $1.00 |
| Copy of BFCU official check | $5.00 |
| Account History Printout (month to date) | $1.00 |
| Non-US check collection item | $30.00 |
| Notary Fee-non-members | $3.00 |
| Attorney Requests | $50.00 |
| Research Fee per Hour (Minimum 1 hour) | $20.00 |
| Coin and currency exchanges | No fee |
| Account Activity Fees | |
| Non-sufficient funds - paid or returned | $35.00 |
| Overdraft charge | $35.00 |
| BFCU transfer to cover item(s) from savings | $5.00 |
| Regulation D Transfer Limit Violation | $35.00 |
| Check Cashing Fee (non-member) | $10.00 |
| Deposited item returned | $15.00 |
| Stop Payment on Share Draft or Electronic Payment | $30.00 |
| Protest Check | $25.00 |
| ATM Cash w/d's at Allpoint member locations-free | - |
| ATM Cash w/d's at non-Allpoint member locations | $3.00 |
| Inactive account fee | $8.00 per month |
| Reissue lost debit card | $5.00 |
| Rush order of replacement card | $30.00 |
| Force activate card | $1.00 |
| Wire Transfer Incoming | $10.00 |
| Wire Transfer Outgoing | $20.00 |
| Escheatment Fee | $50.00 |
| LENDING FEES | |
| Non-member loan application fee | $30.00 |
| Member loan application not taken (approved for/not taken) | $30.00 |
| Late Payment Fee - Refer to Contract | |
| Holiday skip payment program | $30.00 |
| Refinance BFCU loan | $50.00 |
| Gap Insurance | $130.00 |
| Mortgage Origination Charge | $475.00 |
| Appraisal | $475.00 |
| Title Search | at cost |
| Flood Determination | $130.00 |
| Brockport FCU Attorney Fee | at cost |
| Mortgage Filing Fees | at cost |
| Returned Message Pay item | $25.00 |
| Chargeback Message Pay item | $25.00 |
| Late Loan Fees | refer to loan documents |
| Credit Card Fees | |
| Late Payment Fee | $25.00 |
| Late Payment Fee (Subsequent violation) | $38.00 |
| Returned Check Fee | $15.00 |
| Annual Fee | None |
| Foreign Currency Fee | None |
| Cash Advance | 3% |
| Balance Transfer | 3% |
| Rush Card Fee | $50.00 |
| Card Replacement Fee | None |
| Retrieval Fee | $2.00 |